Is there a “best” age to buy life insurance?

Do you think you’re too young to buy life insurance? Too old?
What's the right age to have life insurance?

Unlike auto or home insurance, life insurance protection is designed for your family and business. That makes now the right to buy whether you are 25 or 45 or 55.

Why don’t people buy or own these policies?

Common explanations:

• I don’t need it now —maybe when I am older.

• I’m too old, I’m too much of a risk—so I won’t qualify.  I’ll just put my money in the bank instead.

• It’s too expensive–I’ve looked into this before and wasn’t happy about the cost I was quoted.

• I am just starting out, so this isn’t appropriate for me—maybe for my parents, but I don’t want to bring it up with them. They might think I am greedy.

Fact: You can’t afford not to have these policies whatever your age. 

Anyone can face an unexpected event when you will need this type of insurance—that’s why they are unexpected! Costs are less and benefits increase the younger you are when purchase them. And you aren’t too old—there are still affordable policies for you.

The world is changing in ways that are out of our personal control. The pandemic and climate disasters are having an increasing impact on our lives. And there are other more typical ways that your life can change—a serious car accident, an unexpected illness—leaving you unable to work or care for your loved ones. 

How will you pay for what you need?

With your investment life insurance policies that help protect your income and your assets for your family at a great discount.

Here’s how:

• Limited Government benefits cannot ever match the protection that  50 to 75% of your income that life insurance will.

• The cost is relative to your income, so your payments are pennies on the dollar for protection!

• You and your beneficiaries will end up receiving most of your hard-earned dollars back in your pocket. 

Your peace of mind knowing you are protected is priceless!

We are happy to answer any questions you have about life insurance at no obligation to you. Let us help you find the solution that is right for your needs and goals. 

As a full-service agency, we will work with you for all your insurance needs in any and all lines of coverage.